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New Conforming Limits For 2019 & What That Means For You

The FHFA announced that the maximum conforming loan limit will be raised for mortgages purchased in 2019 by Fannie Mae and Freddie Mac from $453,100 to $484,350. This is the third consecutive year FHFA has increased the baseline loan limit. For a county-specific list of the maximum loan limits in the U.S., click here.

What does this mean for you?

  • This means you can purchase a higher priced home with more financing options! 
  • This will open up more houses to more buyers and the ability to finance more while avoiding jumbo loans. 

Why the increase?

The average US home price has increased by 6.9% between 2017 – 2018, so Fannie & Freddie have adjusted the baseline conforming loan limits by the same amount. 


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