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Five Home-Buying Myth Busters

The truth is, buying a home and getting a mortgage is easier and faster than you might think. Here are five popular myths and the real truth about home buying. Myth: It will take a lot of time. Truth: A good mortgage broker can take your…

The art of navigating the little bumps.

They happen. It’s very rare that a loan goes through without a small bump in the road. That’s the reality of our business. Over the years we’ve been fortunate to work with hundreds of happy customers and real estate agents. One of the ke…

Five HUGE tips for first-time buyers.

First timer or moving up? Aside from the fact that we’re really easy and fun to work with, here are five solid reasons for choosing a mortgage broker like Granite Mortgage Company to help finance your home. 1. We’re with you every step o…

Should I refinance to get out of debt?

The reality is, with today’s low interest rates, if you own a home you could be spending way more than you should be on your mortgage. So if you have other types of debt like credit cards or other loans that you are paying a higher inter…

Why Are Barns Red?

Ever wonder why old barns are usually red in color? Red is (or, perhaps, was) a popular color for barns due not to its color shade but for its usefulness. Many years ago, choices for paints, sealers and other building materials did not e…

Free Money: How to benefit from a no-cost or lender-paid closing cost mortgage.

If someone walked up to you and told you that you could save hundreds, thousands, or tens of thousands of dollars without paying a dime you would automatically think it’s too good to be true or that there has to be a catch. Well, i…

When is the right time to refinance?

There are three main things to consider when thinking about refinancing: The interest rate How much it costs to refinance How long you are plan to live in or own the property If you’re thinking about refinancing, your current bank …