Finance Your American Dream With James Ross

James Ross is an Independent Mortgage Broker with American Mortgage Brokers, bringing nearly a decade of experience in residential mortgage lending. Throughout his career, James has built a reputation for delivering thoughtful guidance, dependable communication, and customized financing strategies that align with each client’s short- and long-term goals.

He understands that buying or refinancing a home is one of the most important financial decisions a person can make. That’s why James prioritizes education and transparency, ensuring his clients feel confident and well-informed at every stage of the process. Whether working with first-time homebuyers, move-up buyers, investors, or homeowners exploring refinancing options, he takes the time to understand each borrower’s unique situation and craft solutions tailored to their needs.

As an Independent Mortgage Broker, James has access to a wide network of wholesale lenders, allowing him to offer competitive rates and flexible loan options. His ability to compare programs and structure loans strategically gives his clients an advantage in today’s competitive market.

James lives in Minnesota with his wife, Gabrielle, and their two children. Being deeply rooted in the community he serves gives him a strong appreciation for the importance of home, family, and long-term financial stability. His commitment is simple: to provide trusted advice, responsive service, and a smooth mortgage experience from application to closing and beyond.