Fall Maintenance Checklist

Outdoor Tasks:

  •  Rake leaves & shred to use as mulch.
  • Check chimney & roof for cracks and damage.
  • Inspect your trees & trim limbs that interfere with power lines or are too close to your home.
  • Clear gutters of dead leaves & other debris.
  • Store outdoor furniture & cushions.
  • Remove hoses from spigots & drains. Store hoses and turn off outdoor water.
  •  Test snow blower & have it professionally serviced if necessary.
  • Drain & turn off sprinkler system.
  • Direct drainage away from your home.
  • Stow your lawn mower.

Indoor Tasks:

  • Test smoke & carbon monoxide detectors.
  • Change batteries in all smoke detectors, carbon monoxide detectors, & your thermostat, whether they’re “dead” or not.
  • Check windows & doors for weather-tightness and install weather stripping where needed.
  • Seal gaps where critters could enter.
  • Have your furnace professionally inspected.
  • Wash summer bedding & get out winter bedding.
  • Swap out summer clothes & get out winter clothes.
  • Replace air filters.
  • Remove window A/C Units.

For a PDF of our Fall Maintenance Checklist, Click HERE.

 

 

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Interested in a VA Home Loan?

Veterans & Active Service Members have the ability to purchase a home with no money down and very little costs up front. However there are numerous factors that go into your VA loan eligibility, and you may be wondering if you are eligible for a VA home loan?

Are you eligible for a VA Loan? 

You may be eligible for a VA Home Loan if you’ve served in the…

  • Army
  • Marines
  • Navy
  • Air Force
  • Coast Guard

In addition to serving in on of the above, you must also meet one of the following:

  • Active duty service must have served at least 90 days in the military during a time when the country is at war. 
  • Active duty during peace must have served at least 181 days as a full-time military personnel. 
  • National Guard or Reserves Service must have served at least six years in the Reserves or National Guard. 
  • Surviving spouse is also eligible if they are of a person that was either perished while serving in the line of duty or died due to a disability related to their service. 

Want to start the Pre-Approval Process?

Apply Online

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The VA Home Loan Process

American Mortgage Brokers is extremely aggressive with VA rates and our process for doing VA home loans is second to none. If you are interested in starting the VA home loan process, here is some information on how a veteran or service member can breeze through the application process. 

  • Step One: Apply online or give us a call at 612-282-8185
    • We typically can get you qualified for a loan in less than 10 minutes
  • Step Two: Determine your VA loan eligibility
    • We may need a copy of your DD214 to obtain your VA Certificate of Eligibility
    • The Certificate of Eligibility provides us with details on your entitlement & ability to participate in the VA loan program. 
  • Step Three: Credit Review
    • The minimum VA loan credit score is as low as 500.
      • Achieving the minimum credit score does not guarantee approval, items that could compromise your approval are the following:
        • Liens
        • Slow Payments
        • Foreclosures
        • Bankruptcies
  • Step Four: Sign a Purchase Agreement
    • If you are not already working with a real estate agent, American Mortgage Brokers can help connect you with a real estate agent who understands the needs of military homebuyers.
  • Step Five: Locate Income Documentation
    • We will need to provide documentation of your ability to repay your loan by verifying your income. 
    • Documents that we may ask for include:
      • Tax Returns
      • Paycheck Stubs
      • W2’s 
      • Retirement Statements
      • Disability Documentation

Want to start the Pre-Approval Process?

Apply Online

 

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You may be leaving money on the table.  

Apply Now


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American Mortgage Brokers
3459 Lake Elmo Ave N
P.O. Box 881
Lake Elmo, MN 55042

NMLS# 285381

Licensed Mortgage Originator in the State of Minnesota
Licensed Mortgage Broker in the State of Wisconsin
Licensed Mortgage Broker in the State of Florida

© 2018 American Mortgage Brokers  equal housing lender

American Mortgage Brokers Logo

American Mortgage Brokers
3459 Lake Elmo Ave N
P.O. Box 881
Lake Elmo, MN 55042
Main Number:
651-459-6000
Fax Number:
651-459-6700